You need flood insurance protection if you live in flood-prone areas or near the coastline or riverbanks. Flood insurance is government-backed insurance that protects you from risks associated with flooding. If you currently need flood insurance, reach out to the experts at Deluxe Insurance Group, proudly serving the greater Duluth, MN community.
Why Flood Insurance
Flood insurance is unlike other insurance coverage because it’s not backed by an insurance company but rather by the national government. This government insurance protection provides insured individuals with coverage against flooding disasters. This insurance protection offers repair or replacement value of your property with coverage limits. It’s important to understand how flood insurance works, which is why you need the expert assistance of a highly trained insurance agent.
They can go over the terms and conditions of the policy to ensure the policyholder understands what is and isn’t covered. Flood insurance has specific coverage features, unlike many other insurance policies. If you live in an area where you’re required to have insurance or in a flood zone, now is the time to secure policy coverage. It’s also important to understand that you may not be able to purchase a flood insurance policy during certain times of the year or when specific events are occurring.
When customers consult with our agents, they carefully assess their current and potential future situations to recommend policy coverage options. Additionally, they can help the customer file information to secure coverage and assist with any claims.
Get Started Today
If you want to purchase a flood insurance policy, reach out to Deluxe Insurance Group, serving individuals in and around the Duluth, MN area. Call or stop by our office today to speak to a helpful insurance agent and get started protecting the things you value.