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Deluxe Insurance Group

4515 E Superior St
Duluth, MN 55804

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Important Life Insurance Facts

Luke Peterson Insurance is an independent insurance agency. We are committed to helping Altoona, IA residents find the coverage they need to navigate life’s risks. We work with different carriers across the state to give our clients a wide variety of options.

We look forward to assisting you.

Important Life Insurance Facts

With so many responsibilities daily, it may be difficult for you to start planning for the future. However, accidents can happen at any moment. During those times when an emergency occurs, obtaining insurance makes things easier. Life insurance is a common example. While death is an uncomfortable topic for many people, the policy helps alleviate some stress. If you pass away unexpectedly, your loved ones can use your life insurance policy to settle your affairs or continue to maintain the previous standard of living. You can help provide comfort during a difficult situation. Your loved ones may face complications making arrangements without the security a life insurance policy provides.

Term life insurance policies are common. These types of policies provide full coverage over a specified period. The average term length on most policies is 15-20 years. Whole life policies are another option. These policies allow you to maintain coverage throughout your entire lifespan. You can also pursue coverage through your employer. Remember that you may not receive the same benefits in a group policy that you would if you had your own individual policy. As you age and your life changes, you can adjust your coverage options.

Luke Peterson Insurance Will Help You Protect Your Assets

Visit our office in Altoona, IA to learn more about life insurance.

Why Does RV Insurance Matter?

Whether you are a seasoned RV owner or are looking to purchase, you need to think about RV insurance. Because your RV is a massive investment, you can’t leave it exposed to risks on the road and in the storage facility. You should buy coverage from Deluxe Insurance Group to protect your vehicle and yourself.

Not convinced about RV insurance? Here is why this coverage matters.

It gives you liability protection.

If there is one thing that can mess with your finances is liability claims from third parties, especially when sued. Unfortunately, liability claims are common, so you need a proper insurance plan to cover yourself. RV insurance protects you when other people accuse you of causing bodily injury and property damage. It also covers you when sued.

Asset protection

Since your RV doesn’t come cheap and it’s expensive to repair, you need insurance that protects your investment. RV insurance compensates you when your RV is damaged or stolen. While RV insurance doesn’t prevent perils from happening, it lessens your financial burden after a calamity.

It’s required

Like your vehicle, Minnesota requires all RV owners to purchase insurance. Failure to purchase the minimum required insurance may result in penalties and fines. But why go through this, you can purchase affordable coverage from Deluxe Insurance Group?

Also, if you have purchased your RV through a loan, your lender may require you to invest in RV insurance until you pay off your loan.

Peace of mind

You shouldn’t think of this and that peril when using your RV. Investing in RV insurance wipes away your worries, helping you have a relaxed time while on the road.

RV insurance in Duluth, MN

Want to invest in RV insurance? You don’t have to hop from one insurance agent to another. Partner with Deluxe Insurance Group in Duluth, MN, and we will meet all your RV insurance needs.

Partner Carriers


  • AAA
  • Acuity
  • Badger
  • Concord
  • Foremost
  • Grinnell
  • Kemper
  • Main Street America
  • MetLife
  • Nationwide
  • North Star
  • Progressive
  • Ram
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Woodland