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Deluxe Insurance Group

4515 E Superior St
Duluth, MN 55804

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What are my life insurance options?

Anyone that is in the Duluth, MN area should spend time thinking about their life insurance needs. This type of insurance is important because it would provide your dependants financial protection if you were to pass away unexpectedly. When you are looking for this type of insurance, you should consider the different life insurance options you have. 

Term Life Insurance

One type of life insurance to consider is term life. When you have a term life policy, you are given the ability to build a policy based on your personal insurance needs. This can include picking a term and coverage amount that is right for you. Once the term is over, the coverage will cease. This is often a good option as term life premiums tend to be less than the amount of coverage received.

Whole Life Insurance

Another type of coverage that you will need to consider is whole life insurance. With your whole life, your monthly payments tend to be more. However, there are benefits to whole life that are not matched by other policy options. When you get whole life, some of your monthly payment will go into an account that will accrue and build. At some point in the future, you can choose to liquidate the account. This can make it a good investment option, as well.

There are many different factors to consider when choosing a life insurance policy in the Duluth, MN area. Due to the complexity and importance of this type of insurance, you should call Deluxe Insurance Group. When you call Deluxe Insurance Group, the team can help you understand all of your options and get you into a policy that provides the right coverage. 

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