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Deluxe Insurance Group

4515 E Superior St
Duluth, MN 55804

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Renters Insurance in Minnesota


Renting your home is a great way to avoid some of life's significant stressors. Property taxes, big home repairs, as well as expensive homeowner's insurance are all things renters have the luxury of avoiding. However, what many renters do not consider is that insurance is still an important topic for them. At Deluxe Insurance Group, serving Duluth, MN, we love taking the time to help educate our clients and future clients on these critical insurance topics. Keep reading to find out what Minnesota renters need to know about renter's insurance.

What is Renter's Insurance?

Renter's insurance is a type of insurance created to protect renters in Minnesota in the event their rental home is damaged or burglarized. If there is damage to your rental home, apartment, or condominium, your landlord's policy will pay for damage and repairs to the physical property, but what about your possessions? The truth is, if your personal property or belongings are damaged or lost, you will be the one held responsible for replacing or repair these items. This type of financial burden could leave your financially vulnerable following the event.

What Does Renter's Insurance Cover?

Renter's insurance will cover the expenses related to having your personal belongings repaired or replaced. It is vital that you purchase coverage, which will be adequate for your personal belongings. You can talk to an insurance representative to learn how to assess your possessions to get an accurate coverage amount. This usually involves taking a basic inventory of your furniture, electronics, jewelry, clothing, collectibles, and anything else you want to be protected.

Renters insurance can also provide for living expenses if your rental home in Minnesota is uninhabitable following the damage. This can be a crucial financial safeguard for you and your family.

If you would like to learn more about renter's insurance, please call our friendly staff today at the Deluxe Insurance group, serving Duluth, MN. We will be happy to answer your questions.

Partner Carriers


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  • Foremost
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  • Kemper
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  • Ram
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  • State Auto
  • The Hartford
  • Travelers
  • Woodland